Terms of Service

Last Updated: July 3, 2025

Welcome to FranLoans.com (also referred to as “Franchise Loans”, “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website, forms, communications, and any services related to franchise financing or loan assistance.
By using our website or submitting your information through any of our channels, you agree to be bound by these Terms. If you do not accept them, do not use our services.

1. What We Do

FranLoans.com is a platform that helps connect prospective franchise buyers and small business owners with funding resources, including:

  • SBA loans
  • Equipment or working capital loans
  • ROBS (Retirement Rollovers)
  • Third-party funding partners

We are not a direct lender, loan broker, or financial advisor. We act as an intermediary to introduce you to third party lenders.

2. Eligibility and Use

You must be at least 18 years old and legally capable of entering into financial agreements. You agree to:

  • Submit only accurate, complete information
  • Use the website solely for legitimate business funding research
  • Not use automation (bots, scrapers) to misuse the site
  • Not submit information on behalf of someone else without permission

3. Consent to Communicate

By submitting a form or scheduling a consultation, you consent to receive:

  • Emails regarding financing, documents, or follow-ups
  • SMS/Text messages for appointment confirmations or updates
  • Phone calls from our team or funding partners

You may opt out at any time:

  • Unsubscribe via email link
  • Reply STOP to SMS

Contact us at privacy@franloans.com

4. No Financial or Legal Advice

FranLoans.com does not provide legal, financial, or tax advice. Any content or conversations are for informational purposes only.

You are responsible for:

  • Performing your own due diligence
  • Consulting with a CPA, attorney, or financial advisor
  • Making independent decisions regarding any financing solution

5. No Guarantee of Loan Approval

We do not guarantee that you will:

  • Be approved for financing
  • Qualify for SBA or any specific loan program
  • Receive any particular funding amount or terms
  • Experience business success as a result of financing

Loan approval and terms are solely at the discretion of the lending institution.

6. Third-Party Partners

We may refer or introduce you to third-party funding providers. By using our platform, you understand that:

  • We do not control the decisions, underwriting, terms, or behavior of these third parties
  • We are not liable for outcomes of loan applications, rates, approvals, or denials
  • Your interactions with lenders are governed by their own terms and privacy policies

7. Intellectual Property

All materials, branding, forms, and website content are the intellectual property of FranLoans.com or its licensors. You may not copy, modify, or distribute any content without written permission.

8. Limitation of Liability

To the maximum extent permitted by law, FranLoans.com shall not be liable for:

  • Any direct, indirect, incidental, or consequential damages
  • Loss of business, revenue, or opportunity
  • Errors in loan documents or delays in funding
  • Decisions made by third-party lenders

Your sole remedy for dissatisfaction with our service is to discontinue use.

9. Indemnification

You agree to indemnify, defend, and hold harmless FranLoans.com and its affiliates, officers, and employees from any liability, loss, claim, or expense (including legal fees) arising from your breach of these Terms or misuse of our site.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, United States. All disputes shall be resolved in the state or federal courts of Forsyth County, Georgia.

Legal Disclaimer: Neither the U.S. Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or passed upon the adequacy or accuracy of this offering. Any representation to the contrary is a criminal offense. This offering is made in reliance on an exemption from registration with the U.S. Securities and Exchange Commission provided by Section 4(2) of the Securities Exchange Act of 1933, as amended (the “Act”), and rule 506 of Regulation D promulgated thereunder. This investment involves a degree of risk that may not be suitable for all persons. Only those investors who can bear the loss of their entire investment should participate in the investment.

11. Changes to Terms

FranLoans.com may update these Terms of Service at any time. Updated versions will be posted with a revised “Last Updated” date. Continued use of our services after changes constitutes your acceptance of the new terms.

12. Contact Information

For questions, concerns, or support, please contact:

FranLoans.com | Franchise Loans
policy@frangroup.com

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